Temple Homes under $400,000

Temple Homes under $400,000

Welcome to Temple, Texas – a charming city that perfectly blends small-town warmth with modern amenities. Nestled in Bell County, Temple is known for its friendly community, rich history, and vibrant culture. With a population that embraces diversity and a spirit of togetherness, Temple offers a welcoming environment for families, young professionals, and retirees alike.

One of the highlights of Temple is its affordability. For those looking to settle down in this picturesque city, there are numerous homes available under $400,000. Whether you're searching for a cozy starter home or a spacious family residence, Temple has a variety of options to suit your needs. These homes boast character and charm, often featuring beautiful yards, updated interiors, and convenient access to local parks and schools.

Temple is not just about homes; it’s a city that thrives on community engagement and recreational opportunities. Residents enjoy a plethora of parks, hiking trails, and outdoor activities. The city is also home to a vibrant arts scene, with galleries, theaters, and music festivals that showcase local talent. Plus, with its strategic location along I-35, Temple offers easy access to larger cities like Austin and Waco, making it an ideal spot for commuters.

In Temple, you’ll find more than just a place to live; you’ll discover a community where neighbors become friends and where every day feels like home. Explore the possibilities of owning a beautiful home in Temple, Texas, and experience the perfect blend of comfort, convenience, and community. Your dream home awaits!

Newest Temple Homes under $400,000

7923 Marsala Drive, Temple
$279,000
4 Beds ⋅ 2 Baths ⋅ 626823 MLS
Welcome to 7923 Marsala Dr, a well-maintained 4-bedroom, 2-bath home tucked away on a quiet cul-de-sac in the Hills of Westwood. Built in 2021, this home offers an inviting open floor plan with abundant natural light, a spacious living area, and a kitchen featuring ample cabinetry, a center island, breakfast bar, and easy flow into the dining area. The primary suite is generously sized with plenty of room for furnishings, while the additional bedrooms offer comfortable space and ceiling fans for added convenience. Enjoy peaceful evenings on the covered patio overlooking the large backyard and panoramic rear view. Recent improvements include a replaced dishwasher, while the roof has been recently inspected and is reported to be in good condition. Located in a gated community with convenient access to Temple, Belton, Lake Belton, shopping, dining, and everyday amenities, this home combines comfortable living with an ideal location.

7923 Marsala Drive, Temple
1652 Hillside Drive, Temple
$289,000
4 Beds ⋅ 3 Baths ⋅ 626809 MLS
Cute 4BR/3BA Home New to the Market! Don't miss this adorable 4-bedroom, 3-bath home that's new to the market! Featuring a spacious open-concept floor plan, the large kitchen flows seamlessly into the dining and living areas, making it perfect for entertaining and everyday living. The split-bedroom design provides privacy and functionality, with four full bedrooms and three bathrooms to accommodate family and guests. A separate laundry room adds convenience, while the covered back patio offers the perfect spot to relax and enjoy the generously sized backyard. Ideally located in the highly sought-after BISD, this home is just minutes from shopping, restaurants, medical facilities, Fort Cavazos (formerly Ft. Hood), and University of Mary Hardin-Baylor (UMHB), providing easy access to everything you need. Schedule your showing today and see all this wonderful home has to offer!

1652 Hillside Drive, Temple
8016 Hawthorn, Temple
$245,000
3 Beds ⋅ 2 Baths ⋅ 626908 MLS
Beautiful 3 bedroom, 2 bathroom home in Temple with BISD Schools! Minutes from Walmart, Chick-Fil-A, and schools!

8016 Hawthorn, Temple
1307 S 29th Street, Temple
$210,000
2 Beds ⋅ 1 Baths ⋅ 626842 MLS
Charming 2-bed, 1-bath home in Temple ISD with a fresh, modern interior and plenty of character. Features a designer kitchen with teal cabinetry, quartz countertops, bold Zellige tile, gold finishes, updated bath, new flooring, and new plumbing and electrical systems. Three 12,000 BTU mini-splits to be installed.

1307 S 29th Street, Temple
9104 Lonesome Oak Drive, Temple
$235,000
3 Beds ⋅ 2 Baths ⋅ 626804 MLS
Welcome to 9104 Lonesome Oak Drive! Situated on a corner lot in a convenient Temple location, this move-in ready home offers 3 bedrooms, 2 bathrooms, plus a dedicated office—giving you the extra space and flexibility you’ve been looking for. The thoughtfully designed single-story floor plan features a spacious living area, a pantry, and a comfortable primary suite with a double vanity. Step outside to enjoy the privacy-fenced backyard and extended patio, offering plenty of room for grilling, entertaining, or simply relaxing outdoors. A storage shed provides additional space for lawn equipment and more. Complete with an attached two-car garage and conveniently located near schools, shopping, dining, and Baylor Scott & White, this home combines everyday comfort with a location that keeps you close to everything Temple has to offer. Move-in ready and waiting for its next owner!

9104 Lonesome Oak Drive, Temple
2932 Wolf Ridge Lane, Temple
$254,540
3 Beds ⋅ 2 Baths ⋅ 626590 MLS
Please note: The front exterior image is a rendering and is not an actual photo of the home. Layout, features, finishes, and design details may vary.* Welcome to the Blanco Plan by Flintrock Builders! This thoughtfully designed single-family home offers 3 bedrooms, 2 bathrooms, and a 2-car garage across 1,368 square feet of spacious and functional living space. Featuring stylish wood-look plank flooring, cozy carpet, and beautiful granite countertops, this home blends modern design with everyday practicality. With an open and inviting layout, the Blanco Plan is perfect for comfortable living and effortless entertaining. Lower your monthly payment and enjoy more savings with a 3.99% 5/1 ARM, plus all closing costs covered!* Incentives are available on select homes and may vary by community and homesite when using a preferred lender. Restrictions apply. Please contact our sales team for full details.

2932 Wolf Ridge Lane, Temple
2936 Wolf Ridge Lane, Temple
$315,070
4 Beds ⋅ 3 Baths ⋅ 626594 MLS
Please note: The front exterior image is a rendering and is not an actual photo of the home. Layout, features, finishes, and design details may vary.* Welcome to the Lampasas Plan by Flintrock Builders! This thoughtfully designed single-family home offers 4 bedrooms, 3 bathrooms, and a 2-car garage across 1,854 square feet of spacious and functional living space. Featuring stylish wood-look plank flooring, cozy carpet, and beautiful granite countertops, this home blends modern design with everyday practicality. With an open and inviting layout, the Lampasas Plan is perfect for comfortable living and effortless entertaining. Lower your monthly payment and enjoy more savings with a 3.99% 5/1 ARM, plus all closing costs covered!* Incentives are available on select homes and may vary by community and homesite when using a preferred lender. Restrictions apply. Please contact our sales team for full details.

2936 Wolf Ridge Lane, Temple
7207 Rosado Drive, Temple
$325,000
3 Beds ⋅ 2 Baths ⋅ 626863 MLS
Welcome to Hills of Westwood! Built by local Kiella Builders and located in Belton ISD, this 3-bedroom, 2-bath home with a private study offers thoughtful upgrades, an inviting open floor plan, and indoor-outdoor spaces designed to be enjoyed. The brick and stone exterior with Hardie plank accents creates great curb appeal, while elevated ceilings, crown molding, upgraded light fixtures, and continuous vinyl flooring carry throughout the home. At the heart of the home, the kitchen opens to both the dining and living areas and offers additional countertop seating—perfect for everyday living and entertaining. Features include GE appliances with electric range, built-in microwave and dishwasher, an under mount stainless steel farmhouse sink, pantry, and disposal. Just off the kitchen, the mudroom provides convenient washer and dryer connections. The private primary suite includes an ensuite bath with dual vanities, a separate walk-in shower, and walk-in closet. Two guest bedrooms with ceiling fans share a full bath with single vanity and tub/shower combination. The study features solid doors for added privacy, making it a great option for working from home, hobbies, or additional flexible space. Even the vinyl windows were thoughtfully selected to fold inward for easier cleaning. Step outside to the covered back patio featuring a wood-burning fireplace, creating an inviting outdoor living space to enjoy throughout the year. The property also features a sprinkler system, solar panels with an external battery, and an additional soffit outlet for decorative exterior lighting. Hills of Westwood residents also enjoy access to the neighborhood community pool. Great location, thoughtful upgrades, flexible living space, and an outdoor fireplace—come see everything this Hills of Westwood home has to offer. Call US today for your private tour and Let US Lead You Home.

7207 Rosado Drive, Temple
8707 Yellowcress Drive, Temple
$290,095
4 Beds ⋅ 2 Baths ⋅ 626431 MLS
Please note: The front exterior image is a rendering and is not an actual photo of the home. Welcome to the Medina Plan by Flintrock Builders! This thoughtfully designed single-family home offers 4 bedrooms, 2 bathrooms, and a 2-car garage across 1,657 square feet of spacious and functional living space. Featuring stylish wood-look plank flooring, cozy carpet, and beautiful granite countertops, this home blends modern design with everyday practicality. With an open and inviting layout, the Medina Plan is perfect for comfortable living and effortless entertaining. Lower your monthly payment and enjoy more savings with a 3.99% 5/1 ARM, plus all closing costs covered!* Incentives are available on select homes and may vary by community and homesite when using a preferred lender. Restrictions apply. Please contact our sales team for full details.

8707 Yellowcress Drive, Temple
3201 Bonham Avenue, Temple
$296,700
4 Beds ⋅ 2 Baths ⋅ 626879 MLS
LOCATION, LOCATION, LOCATION! This beautifully maintained home offers the perfect combination of privacy, convenience, and efficiency in the heart of Temple. Tucked away on a deep cul-de-sac with mature trees and open space, the property enjoys a peaceful, private setting with minimal traffic, yet you’re just minutes from everything Temple has to offer. Enjoy quick access to I-35, Baylor Scott & White Medical Center, Downtown Temple, shopping, dining, and entertainment, plus the added convenience of being within walking distance of the elementary school. Pride of ownership shows throughout with numerous recent improvements, including a new Category 3 roof, new R-35 attic insulation, new driveway, and new appliances. These upgrades help make the home highly energy-efficient, while the upgraded roof may also provide potential insurance savings for the new owner. This is a rare opportunity to enjoy a quiet, tree-filled setting without sacrificing convenience. Private location, energy-efficient improvements, exceptional access, and meticulous maintenance make this home truly move-in ready.

3201 Bonham Avenue, Temple
2215 N 9th Street, Temple
$239,000
3 Beds ⋅ 2 Baths ⋅ 626591 MLS
Welcome to 2215 N 9th Street in Temple's established Garden District! This refreshed 3-bedroom, 2-bath ranch offers classic mid-century character with thoughtful 2026 updates. Fresh paint, new flooring and updated fixtures create a clean, move-in-ready feel, while the spacious living room features natural light, built-ins and a gas fireplace. The kitchen offers granite countertops, stainless appliances, a pantry and generous workspace, with a separate dining area for everyday meals or entertaining. Outside, enjoy approximately 0.30 acre on a corner lot with mature shade trees, fenced backyard, storage building, full gutters and a 2-car garage. No HOA! Conveniently located near downtown Temple, schools, shopping and everyday amenities. A VA assumable loan at 3.875% may be available to a qualified buyer, subject to lender/servicer approval and applicable requirements. Come see the character, space and location this Garden District home has to offer!

2215 N 9th Street, Temple
1956 Lively Lane, Temple
$349,900
626860 MLS
WOW,...3 duplexes on Lively Lane in Temple, TX but highly desirable Belton ISD and new schools. Seller spent $54K in electrical, plumbing, roof and cosmetic repairs for the 3 units. INVESTORS: Absolutely move-in and cash flow ready. REGULAR BUYERS: Lease out one unit, build equity and make money when you're ready to sell. Your tenant's rent can pay part of your mortgage. All units have gorgeous luxury vinyl plank flooring except in Bedrooms where new carpet for those cold morning floors. Microwave, electric glass cook-top range, disposal, Frig and dishwasher in each unit. HVAC units have been service. Each unit is 3BR 2Bath 1Car Garage. Granite counters, Breakfast Bar and both Bathroom Vanity tops. Wood privacy fence backyards.,..fresh paint and much more. Also listed are 1940 and 1952 Lively Lane duplexes. Contact me for additional info or to see this property if not represented already

1956 Lively Lane, Temple
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